Bad Credit Car Loans in Killeen & Temple, TX


Buying a car can be tough if you have bad credit. Even if you've been through bankruptcy, we believe you should get a second chance. Everyone needs a car to get to work. We accept all credit applications at Don Ringler Chevrolet. Whether you live in Temple, Killeen, or Waco, you can apply for a bad credit car loan today!

We work with Local Banks and Credit Unions to get you approved. Here are some of our community partners:

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Phone Numbers:Sales Hours:
  • Mon - Fri8:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed

Trading in A Car with Bad Credit

Bringing in your used car for a trade-in at our Temple used car dealership can make purchasing your next used vehicle much simpler and take off the stress of trying to sell your car. At Don Ringler Chevrolet, you'll find bad credit car lots so we can help make this situation a whole lot easier by accepting your used car trade-in with your next car purchase. We'll give you a fair reimbursement for your used-car trade-in so you don't have to deal with trying to sell your car on your own, paying for repair costs on your used car or dealing with the limbo time in-between selling your car and buying your new one. Selling us your used car to one of our car dealerships with bad credit and no money down in Temple can also help alleviate some of the tax burdens that come with buying a new vehicle. Our used car trade-in program at our bad credit car lots is key to helping bad credit situations so you can get the new vehicle you need.

Bad Credit Car Loans with Guaranteed Approval

Leasing a car is cheaper than buying one, so leasing may be the right choice for you if you are trying to save money. And even if you don't have a very high credit score, you might still need a new car. Fortunately, there are ways to lease a car with bad credit, and there are steps you can take to get a lease or bad credit car loans with guaranteed approval that can actually help you improve your credit. Here is a brief guide to leasing a car with bad credit at our car dealerships with bad credit and no money down. First of all, if possible, it's best to tune up your credit score before you apply for a lease. Your credit score is the primary factor that car dealers look at when you apply for a lease, so do what you can to improve yours before trying to buy a car. You might also want to save up money for a down payment, because with a larger down payment you may qualify for a lowered interest rate.

Sub-Prime Car Loans

We'll help you get started by finding a used car or truck that fits your family's priorities. Then we'll get you started with our pre-qualification form for sub-prime auto financing and get you an auto loan you can afford. Along with bad credit car loans with guaranteed approval, we're also willing to take in your used car trade-in to mitigate some of the new car cost. We will also help you find any tax benefits for buying your next car or using your tax-return to get the best loan possible. We understand that no matter your credit situation, shopping for your next vehicle can be a need that you have to meet, so we'll help you get the best financing for you and your family.


Don Ringler Chevrolet 31.05864, -97.43647.