Bad Credit Car Loans in Killeen & Temple Tx


Buying a car can be tough if you have bad credit. Even if you've been through bankruptcy, we believe you should get a second chance. Everyone needs a car to get to work. We accept all credit applications at Don Ringler Chevrolet. Whether you live in Temple, Killeen, or Waco, you can apply for a bad credit car loan today!

We work with Local Banks and Credit Unions to get you approved. Here are some of our community partners:

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Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed

Trading in A Car with Bad Credit

Bringing in your used car for a trade-in at our Temple used car dealership can make purchasing your next used vehicle much simpler and take off the stress of trying to sell your car. At Don Ringler Chevrolet we can help make this situation a whole lot easier by accepting your used car trade-in with your next car purchase. We'll give you a fair reimbursement for your used-car trade in so you don't have to deal with trying to sell your car on your own, paying for repair costs on your used car or dealing with the limbo time in-between selling your car and buying your new one. Selling us your used car when making your next purchase here in Temple can also help alleviate some of the tax burden that comes with buying a new vehicle. Our used car trade-in program is key to helping bad credit situations so you can get the new vehicle you need.

Am I Able to Lease a Car with Bad Credit?

Leasing a car is cheaper than buying one, so leasing may be the right choice for you if you are trying to save money. And even if you don't have a very high credit score, you might still need a new car.

Fortunately, there are ways to lease a car with bad credit, and there are steps you can take as you lease that can actually help you improve your credit. Here is a brief guide to leasing a car with bad credit.

First of all, if possible, it's best to tune up your credit score before you apply for a lease. Your credit score is the primary factor that car dealers look at when you apply for a lease, so do what you can to improve yours before trying to buy a car.

You might also want to save up money for a down payment, because with a larger down payment you may qualify for a lowered interest rate.

Sub-Prime Car Loans

We'll help you get started by finding a used car or truck that fits your families priorities. Then we'll get you started with our pre-qualification form for sub-prime auto financing and get you an auto loan you can afford. We're also willing to take in your used car trade-in to mitigate some of the new car cost. We will also help you find any tax benefits for buying your next car or using your tax-return to get the best loan possible. We understand that no matter your credit situation, shopping for your next vehicle can be a need that you have to meet, so we'll help you get the best financing for you and your family.

Contact Us
Don Ringler Chevrolet 31.0588, -97.4391.