How to Get a Car Loan with Bad Credit

a car owner learning how to get a car loan with bad credit

Recent events have put a lot of folks in poor financial straits. So, you may be left wondering how to get a car with bad credit. We get it. That’s why we’ve helped many Killeen customers in the same kinds of circumstances to drive off in a new car. We’ve also put together the handy guide below on how to get a car loan with bad credit.



How to Get a Car with Bad Credit

Our finance managers have helped drivers on all points of the credit spectrum to buy a car. They can help you, too. In the meantime, here’s how to get a car loan with bad credit in five steps:

How to Get a Car Loan with Bad Credit

Check your credit report

Put together a down payment

Find a car in your budget

Get a co-signer

Check Your Credit Report

Anyone wondering how to get a car with bad credit needs to check their credit report. Who knows? You may be pleasantly surprised. At the very least, you’ll be able to identify the issues that are keeping your score down. Review your report for any issues. Resolve the issue, inform the credit reporting agency, and fix your credit!

Put together a Down Payment

We know. This is easier said than done when you’re broke. But if you can save up for a down payment, you’ll be in a much better position to buy a car.

Find a Car in Your Budget

The good news is that you don’t need an expensive car to reliably get you back and forth on your Salado commute. There are plenty of economical choices that provide dependable transportation. We know because we have several of them on our lot!

Get a Co-signer

Do you have a close friend or family member with good credit? Ask them to co-sign the loan. However, you should both be aware that your co-signer is fully liable for your loan, meaning if you can’t pay it, they will have to. Also, late payments will go on their credit report.

Apply for Your Car Loan at Don Ringler Chevrolet Today!

You can stop worrying about how to get a car loan with bad credit. We’re here to help. We make it easy for you to get behind the wheel of your next vehicle. You can even apply for financing online. We’re just a short drive away from Georgetown. So, contact us today! Our team will also cover leasing vs. buying a vehicle to see which options work with your budget.


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